How to calculate the financing of a car
Planning the purchase of a car is something important, both to know which model we can afford and the amount that can cushion our personal finances, since the car is an asset that will lose value for a possible sale as soon as we get it for the first time.
Experts usually refer to 10% of income for the car payment as an optimal figure so that it does not entail large expenses. That means that if our net salary is 1,500 euros per month, we should not spend more than 150 euros on the car payment.
Next, do a little research to find out what interest rate you are eligible for. This largely depends on your credit score, so it’s different for everyone. But in general, the higher your credit score, the lower the interest rate you will get.
It is worth buying a new car
This is how the purchase of new or used vehicles on credit currently works in ColombiaThanks to the low interest rates, the good credit offer and the prices of cars, it is a good time to get into debt and buy. A person with an average salary can do it.
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Who can buy a Lamborghini
If you want a cheap second-hand car, for less than 4,000 euros, the utility cars of the past decade or the larger or more luxurious models of the 2000s will be your thing. Do not be surprised because you are looking for vehicle already close to the tenuous line that separates vehicles that will always retain some value with those that may become worthless.
It is one of the three premium cars in this list of 10 cheap used cars for 4,000 euros. Whether it’s good or not all depends on previous life, check the maintenance book and check that the turbo works properly from 2,500 rpm on the test drive.
Since the 320d of that era also had turbo problems and now you have a whole 330 in your sights, why not get behind the controls of a 2002 hp family car? Its engine is a delight and it’s a reliable car to boot.
Honda doesn’t just make great gasoline engines, it also has a compact whose 2007 forms are still relevant, so much so that two generations later, it hasn’t changed that much. In addition, when the second row is folded down, the load floor is flat, which is interesting in a cheap used car.
Requirements for buying a Lamborghini
The future of the automotive industry lies in the electric car. Anti-pollution regulations are forcing manufacturers to develop cars with increasingly lower emissions, seeking to ensure that the average car sold does not exceed the well-known 95 g/km of CO₂. Otherwise, they will pay fines in the millions.
The main consequence is that the supply of 100% electric cars is growing a lot. The problem is that, although increasingly affordable options are appearing, we are still talking about expensive cars, at least in terms of initial investment.
It is important to know that when it comes to electric cars, the purchase price is not everything. To find out if it is worth buying an electric car, it is advisable to make an economic study taking into account how much it costs to recharge, maintenance or put a charging point in the garage. If what moves you is the potential savings, only then you will know if you are getting it right with your purchase.
The Volkswagen e-up! is the third of the “triplets” in the ranking. Despite being the same car, if you want to wear the Volkswagen badge you will have to pay a little more. Like its siblings, it has a more than decent 259 kilometers of autonomy, enough to go beyond the borders of the city.